You can download additional donations for payment with bank cards. PayPass and PayWave - contactless payment technologies

The technology of contactless payments PayPass, for the first time declared itself in 2002, is represented by all kind of payment system MasterCard for accelerated and simplified purchases by card, equipped with a central system (purchase in one dot). Analogous to the central technology є payWave in the payment system Visa and ExpressPay in American Express.

History MasterCard PayPass

The first test of new items was introduced in the New States. Pislya non-payment PayPass terms appeared in the mortgages of the fast food McDonald's - in America, Canada, Japan and on the Philippines. Great banks began to connect to the system of contactless services, and payment terms expanded to the territory of the region. With PayPass cards you can pay for the service for purchases in such countries as Australia and Canada, Mexico and China, Korea and Mongolia, Arab Emirates and Thailand, in Taiwan, Philippines, in Turechchina, Malaysia, Lviv, Ukraine.

Before Russia, the new system came in the spring of 2008. The first "happy", having become arrogant to his robot, became a Moscow restaurant called "P'yat zirok" - here a contactless payment was made using MasterCard cards with the PayPass function.

The first bank, having issued PayPass cards in the Russian open spaces, became the Moscow Industrial. They got sick of the children and the students of the chief mortgages. Tsikavo, for the students such a card has become not only a smart "hamman", but it allows you to pay for the taxes, you can completely replace the student's ticket, and find the payment. Transfer further to the extended PayPass cards at the largest universities in the country. It's not wonderful, Russia is the country of student youth. There are a lot of purchases in the middle of nowhere, and the technology of contactless payments is as much as possible here.

The Moscow Industrial Bank has received the last names and now the cards with the PayPass function are issued by Alfa-Bank, Raiffeisenbank, Petrokomertsbank, Citibank, Russian Standard Bank, Tinkoff Credit Card and other banks.

MasterCard PayPass и Visa payWave. What is the best technology for paying in one dot?

A collection of new technologies for services and purchases using the contactless PayPass method was conceived to facilitate the very process of payment for goods and the economy of skin people.

The PayPass function, which is based on an NFC chip embedded in a plastic chip with an antenna (NFC is the technology of a mouthless high-frequency call of a small radio frequency), allows you to make a purchase and pay for a service in a few seconds. The terminal on the display reads the information from the card and gives a sound signal, which is necessary for payment of the sum debited from it, and therefore the purchase has been canceled.

Here it is unwise to have mercy, having paid off one product, two - the system will not allow it, if you pay for it, it will be connected immediately. To pay for the goods, you must not bring the card to the terminal and change the amount, but the sum of payment on the yogh display board. It is possible not to drop the purse, but to bring it to the term - the service will be paid for all one thing.

If you see it in your wallet, you will not be able to pay for the decal cards from the radio - the terminal responds to them and the procedure is completed. Pay the sum, available function PayPass in Russia, become 1000 rubles and not more. With such a buyer, there is no need to insert cards or put your signature on the check. If the purchase is more expensive, then some additional operations can be known.

Visa payWave and American Express Express payment systems You can use one and the same terminals, which accept contactless payments, or even for certification of acceptance of contactless payments from cards of various payment systems.

Servant of PayPass is actively vikorystovuєtsya in times, de people do not get overwhelmed nadovgo. Tse mortgage shvidkogo kharchuvannya, pharmacies, train stations, airport, cinema. Contactless payment terminals are equipped with vending machines, toll roads, tour networks, gas stations, supermarkets and cafes.

The technology of contactless payments is a very comfortable method, which will save you an hour of purchases and servicing. viskogo rivnya... There is no need to carry with you and deliver the receipt, and take an hour to pay and take away the item. Cards with the PayPass and payWave function are universal, the stench can be successfully used in any terminal or ATM of all countries of the world. Quickly adapt the technology of contactless payments to navigate to smartphones, as well as manual - you just bring your phone to the reader and the purchase is consolidated.

Bezpeka PayPass i payWave

Cards with a PayPass chip were stolen by a mechanism that could rob undesirable purchases by unwelcome ones - for payment, the guilty party was sent to the terminal a little too close. When all the procedures are laid out in the hands of the buyer and under control, it is stolen from the shahrais.

Ale є i negative admission vicorystannya tsikh technologies. The results of the previous sessions showed the possibility of scanning a chip on a PayPass card with the help of inexpensive scanners directly in NATO. Allegedly, the methods of using technology (encryption and inaccessibility of direct reading instead of the chip) greatly accelerate the power of this cloning. In addition, the need for contact with the card at even closest places to rob the non-handy and practically unhelpful access to it.

Exchange for payment (up to 1000 rubles. Without a signature and the introduction of a PIN-code), it is also hard to steal money from a zusilla shahraiv.

To prevent unauthorized access to the bank's chip data, they recommend an ekranuvati card (put it in foil or in a briefcase), and opponents of technology simply see it as a chip (if they turn it on at the opportunity) of any kind.

All in all, purchases with PayPass and payWave are just a matter of satisfaction, speed, security and ease of use!

koristuvachi mobile bank Tinkoff can now pay for purchases with one smartphone dot for help contactless technology MasterCard

Moscow, Russia - 14 breast 2016 p
Tinkoff Bank, the innovative online provider of financial services, and the international payment system MasterCard have launched new service... Clients to the bank - owners of smartphones on the Android platform - now you can vibrate in your mobile bank Tinkoff option contactless payment via NFC and pay for purchases, simply touching a mobile phone to the payment terminal.

Tinkoff Bank became the first bank in Russia, such as breaking and certifying in MasterCard the solution for connecting the service of contactless payment to a mobile bank, depending on the technology of MasterCard Cloud Based Payments (MCBP) and HCE Zd_ysnyuvati purchases so, yak tse їm handy.

The technology of contactless payment is available to the owners of ruble MasterCard cards to the bank. The Android 4.4 (KitKat) operating system has been installed on the client's phone, or the NFC function is active. mobile bank Tinkoff version 3.1.5 and food.

See the update of the mobile bank as well є in Google Play.

Anatoly Makeshin, Director of Payment Systems, Member of the Board of Tinkoff Bank, commented on the technology: MasterCard.
When you break the bullets, you hit all the vimogs to the set software components It will take care of the services, technologies of cryptography, communication and payment processor in the memory of the phone, which is transferred to the dark technology HCE, as there are more smartphones on the Android platform.

Now it has become easier for our customers to buy in one dot, without worrying about those who took the stink of their bank card with them. Let the commander of the Tinkoff Bank mobile store see our customers, who have been checking our service for a long time, as a small present. "

“Mi virimo, that innovation is changing our life on the brighter, and the new technology, in something simpler and simpler than virishuvati bagato every day... Thanks to the contactless MasterCard payment technology, a smart phone can be easily and without fail to pay for comrades and services in Russia and in other countries, so that the solution is to expand in the whole world. Of course, one of the provincial Russian banks is in the vanguard in the introduction of innovative MasterCard technologies on the Internet, - comment Dmytro Tartish, Vice President of the Development of Mobile Payments of MasterCard. - For the clients of Tinkoff Bank, the technology has been implemented from the supply of dull, dull solution and through the knowledge of the clients of the interface of the mobile bank, so consider the mobile contactless card MasterCard will be as simple as paying in one dot ”.

To enable the contactless payment service in the mobile phone, you need to log into the Tinkoff mobile bank, vibrate the rakhunok, if you want to pay in one dot, activate the “Contactless payment” function in the confirmation code. The service is connected instantly. To pay for purchases, you will need to use the main card, before the service is connected.

You can pay for the purchase of a mobile phone without entering the mobile bank. Access to the Internet is not required. For everyone there is enough:

• Click on the icon of the mobile bank and directly on the screen of the entrance to the mobile bank click on the icon for contactless payment;
• Enter the access code to the mobile bank to activate the payment function;
• Revision the purchase amount at a contactless payment terminal;
• Leave your phone to the terminal.

The decision is made to meet all international safety standards. In addition, the client will control the entire payment process - the smartphone does not need to be handed over to the cashier; Technology stolen from re-payment.

Schob otrimati additional control over vitrates, clients can install and edit "Limits for contactless payment" in the "Bezpeka and Limiti" section of the mobile bank.

MasterCard contactless payment technology has been expanded in Russia and in the world. You can pay for the purchase with one dotty at any terminal with a special badge at the viglyade radio.

About contactless payment technology MasterCard

Technology of contactless payment MasterCard - price innovation technology payments in one dot, as there is a very fast, secure and easy way of paying for all purchases and services.

Russia has issued 5 million MasterCard cards with contactless payments. More than 4 millions of shopping majdans in 72 countries accept payment for the contactless technology MasterCard (in Europe - 40 countries).

Despite the acceptance of contactless payment MasterCard is actively growing. This technology has also been implemented in the most popular trade and service enterprises - stores of food products and industrial goods, chemists, pharmacies, cinemas, restaurants of high-quality service shops, cafes, railway stations.

You can get detailed information about the innovation of MasterCard contactless technology and admire the list of trade and service enterprises that accept contactless MasterCard cards in Russia, you can visit the website www.contactless.mastercard.ru

Payment by mobile phone for contactless technology MasterCard

Russia has all 3 main technologies available for locking contactless cards in NFC smartphones: based on SIM-cards (SIM-centric), mobile phones (embedded Secure Element, eSE) and Khmari (Host Card Emulation, HCE). projects implemented for MasterCard partner support.

The first project in the field of mobile contactless payments on the basis of SIM-centric NFC with the help of Mobile MasterCard PayPass ® (MasterCard Contactless) technology was announced in 2012. In the last few years, a number of projects have been launched in a number of spheres with the best service operators, mobile extension providers and banks.

In 2013, MasterCard rotsi, Tinkoff Bank and CardsMobile (i-Free group) first launched in Russia a multi-functional service for the forwarding of contactless MasterCard cards to the “Hamanets” mobile add-on, installed in a number of Sony models Philips smartphones with embedded NFC chip (embedded Secure Element).

Therefore, the third technology became available for Russians - Host Card Emulation and MasterCard Cloud Based Payment (MCBP) solution, which is being implemented on it. Technology allows you to unbindlessly use contactless MasterCard cards on all mobile phones with the NFC module in Android versions 4.4 KitKat and food.

Learn more about contactless mobile map MasterCard is available on the special MasterCard website assigned to mobile NFC payments http://nfc.mastercard.ru

About Tinkoff Bank

Tinkoff Bank is the first and only one in Russia to establish an online bank that will provide service to five million clients. The bank was created in 2006 by the entrepreneur Oleg Tinkova.

TCS Group Holding PLC, the parent company of the bank, has been trading on the London Stock Exchange since June 2013. The bank is included in the Group's warehouse before the Group's warehouse.

The bank does not have a lot of issues: customers can be serviced remotely through online channels and a contact center. For the delivery of products to the bank, having stayed at the network of representatives, I have collected over 1800 people. Merezha covers the whole of Russia and allows the delivery of cards of large clients on the coming day of receiving a decision about the issue.

The bank nada both its own authority and partner financial services through the website platform. Product line includes in-line banking service (credit debit cards, Payments, re-orders), deposits, investments, loyalty programs, services for higher prices, services for business, consumer products and insurance. The bank has received great respect for the mobile directly: beyond the mobile bank, the company issued a mono-application, available from the main customers to the bank ("Traffic police penalties", MoneyTalk, "Cards on a card - shvidki").

Mill for 1 serpnya 2017 r bank є another best graver on the Russian market credit cards with a share of the market 11.5%. Net income of TCS Group Holding PLC according to IFRS for the first half of 2017 raised 7.6 billion rubles, Profitability of capital was 46%.

Tinkoff Bank buv vizaniy "Bank for Roku 2016" for the version of the most popular Russian financial portal Banki.ru. June 2016 Tinkoff Bank has become the largest independent online bank in the world for a number of clients following the results of the recent Frost & Sullivan. In 2016 and in 2015, the International Banking Magazine Global Finance, we are expanding our online banking in Russia to Tinkoff Bank. In 2016, Global Finance, by visiting the site Tinkoff.ru, will shorten the universal integrated bank site. In 2017 r Global Finance we are declaring Tinkoff Bank in the categories “Best Deposits, Credit and Investment Online Products” and “Best Bank in social fringes". In 2016, the international magazine about finance Euromoney was sent to Tinkoff Bank by a digital bank from Central and Shidniy Europe. Mobile supplement Tinkoff Bank is known to be the most beautiful in Russia in 2014, 2015 and 2016. by Markswebb Rank & Report і in 2013-2016 pp. company Deloitte.

The first in the light of the market testing of contactless technology MasterCard appeared in 2003, in 2005 the novelty began to actively penetrate the markets and gain popularity. History MasterCard PayPass honored in Russia in 2008, if new way payment for the first demonstrations in our country, and the incremental increase in the number of new ones - the first contactless pictures appeared, trade enterprises, which take the whole type of payment.

▪ 2011 рік

It became possible to add a ticket to one dot at the cash desks and vending machines for the sale of Aeroexpres tickets, contactless terminals appeared in gastronomy No. 1, GUM boutiques and in ..

▪ 2012 rіk

The solution for mobile contactless payment has appeared in Russia - MasterCard and MTS have launched a spilny project. hand i shvidky way Pay actively won the market - in a whole lot, payment for contactless technology has become possible in parking lots, gas stations, in cafes, and in cinemas.

▪ 2013 рік

A contactless way of paying for services available on ticket machines of the Moscow metro, on several bus routes in Pidmoskov, on Aeroexpres tournikets. Banks repair contactless MasterCard cards in new form factors: wrist and sticker. In a wide range of all provincial Russian operators mobile phone call offer a solution for mobile contactless payments. Letting the first mobile gamanet be allowed, allowing you to send and add the card to your smartphone "by chance".

▪ 2013 rik: Universiada in Kazan

Significant inflow to the extended unprecedented payment and contactless technologies has been used for the release of the Universiade in Kazan. Especially for the whole large-scale business, a multi-service contactless MasterCard card was issued: in addition to the payment function, the card was issued with a pass to sports facilities, which is common in large-scale transport dedicated to killing potato programs and volunteers. For a price card, you can buy tickets, “register” them in the electronic system, and do not even use tickets on the paper nose: at the stadium, you just need to touch the card to the reader at the entrance. Even on the contactless bank cards MasterCard, the first pictures appeared for the supporters of sports clubs - these functions include and discounts on the use of goods in specialized club shops, and there is a possibility of buying and recording dotic ".

▪ 2014 рік

Tsei rіk bring new form factors in key chains and worn bracelets. Before the speech, 30 thousand guests to the Alfa Future People festival, which became the first musical festival in Russia for the MasterCard films, went up in bracelets, the whole territory of which was a zone without goth.

MasterCard PayPass technology will reject more and more widespread use of MasterCard and new sound in the implemented social projects - a new generation of Muscovite social cards will be issued on contactless MasterCard cards, but the technology is launched in Tatarstan. school middle: from the transformation of the transition to the planning of the school food. Multiservice pictures and electronic bracelets with a contactless chip are seen by schoolchildren, who are such a rank for the basics of financial literacy.

▪ 2015 рік

A number of projects are being implemented on the basis of MasterCard contactless technology on transport. A large-scale project in the modern city has started in the metropolitan area of ​​St. Petersburg: you can pay for travel in one dotik at all stations directly on tournikets. Moscow and the new capital have appeared and land routes - contactless drivers owned by buses and trams.

MasterCard technology for the growth of simplicity and the ability to integrate without any need to run around in the building of increasing popularity and popularity. Until 2020, the adoption of contactless payment by the MasterCard standard for European service and retail enterprises, which accept the possibility of paying with contactless cards and attachments on all POS-terminals in Europe, will be accepted.

MasterCard Mobile PayPass - why is there NFC

Practically speaking, we want to use the technology of the ІК-port and Bluetooth, for example, transferring music from the phone to the phone to the Institutional Lectures, or, on a larger scale, I unload transmissions of tributes within the framework of something I do Bluetooth technology low energy... Bagato is also familiar with one technology of near field communication - NFC (near field communication). The whole technology of a mouthless high-frequency connection, which allows exchanging the data of annexes on small cities, is close to 10 cm (use Bluetooth - up to 10 m). NFC is widely used in payments, access control systems, bracelets, pass to login and in. The current technology is expanded in smartphones, television sets, and in tourist galuses.

NFC has played a key role in the development of contactless payments. Technology formed the basis of contactless payment. The team was informed that NFC is superb and easy to use. contactless Chip NFC You will be able to secure the availability and exchange of data with special read-out attachments, for example, validators on tournikets or POS-terminals at the cash desks of stores. Validators and terms authorize the chip and exchange data with high shvidkistyu... Moreover, one NFC function- a robot in the mode of imitation of a bank picture.

Contactless payment technology MasterCard - tse okremiy vipadok vicorystannya nfc... Learn more about the information:

It’s a special feature, like robbing NFC without a cost-effective technology for vikorstannya in mobile contactless transactions, - the minimum hour of the establishment of a day, less than a second. To bring the attachment with an NFC chip to the payment terminal and the payment will be practically mitigated.

NFC-chips can be installed in any attachments: from bank cards and mobile attachments to wrist devices and smartphones.

MasterCard Mobile PayPass overtakes are obvious:

• The success of the collection, wear and tear. Dosing to touch the MasterCard add-on PayPass until the terminal is read at the checkout and the purchase is paid. If I don’t change the amount of purchase, I don’t need to enter a PIN code or write a check.
• No payments for rakhunok small towns connection and maximum efficiency of the day: for the surplus of tributes, the evil shahrais need the authority of the nameless people.
• A penny for one purchase will not be charged for two: if the payment went through, the terminal was sent to the checkout sound signal and connect.
• Purchase speed - mittєve z'єdnannya and exchange of data signifies to save an hour on payment for goods and services.
• A wide range of services in service terminals (in buses, metro, social cards, etc.)
• The breadth, simplicity in the implementation and adaptation of the baggage with the attachments of the NFC technology allows you to quickly expand the scope of the MasterCard PayPass technology and to open the individual payment points in shops, cafes, gas stations, in cinemas, etc.

The staff of the unique technologies, MasterCard PayPass You can make a payment in a practical way, be it an object that you can use by hand.

Phone and gamanets

smartphones happy suspension For a long time they have ceased to be in favor of communication: now the Internet, books, music, robots, navchannya, pictures and navigation, photos and mail, as you depend on yourself. Lyudin can zabuti plastic card, gamanets, eyepieces and keys, or the presence of the phone in the census of winners before going out, change the number of times - even without a new one, like without hands. Zrozumіlo, the solution to the development of a smartphone with a payment method was obvious. Tim is better NFC technology supervisedly for the victorian in mobile annexesі in the light of day without smartphones and tablets with NFC "on board". As your smartphone itself is transformed into a payment instrument, you can read it on the website.

Literally lasting rock, the contactless MasterCard technology has appeared in smartphones from a number of payment platforms.

▪ Apple Pay - the payment system, integrated in the Apple attachment, presented on the 9th spring of 2014. hairs additions to Apple You can use MasterCard credit and debit cards directly via Apple Pay. At the shops for payment, pay to bring the iPhone to the contactless payment terminal, which is read by the attachment, and immediately taps the Touch ID scanner with your finger (croc to the biometric identification). It is safe to take care of the EMV standard (Europay, MasterCard, Visa) and MDES (MasterCard Digital Enablement Service) platforms.

▪ Samsung Pay ... Holders of MasterCard cards can choose to use their smartphones (flagship models, for example, Samsung Galaxy S6) as a mobile payment attachment. Security and security of payments are secured by the mechanism of tokenization, by the MDES platforms, as well as by the EMV cryptographic algorithm.

▪ Android Pay announced and ready to release, however, the Android Pay and MasterCard connection was also implemented at once PayPass, Adapted to all the same mechanisms of tokenization. The reference number of the picture of the koristuvach will not be transferred, so he will be happy dodatkovy rіven safe. The solution will be available for Android KitKat and Vishche add-ons.

▪ "Gamanets". Russia is developing a project of linking with MasterCard technology and mobile payments. In 2014, MasterCard and CardsMobile presented new features of the Gamanets mobile payment system. "Gamanez" is available for jumping on more than 100 models of telephones for the demonstration of cold NFC technology.

Mobile add-on "Gamanez" allows owners of smart Android smartphones in vipuskati to infinitely save and save money in addition to mobile bank cards MasterCard PayPass for payments for vehicles in online and offline purchase-shops, transport In the process of paying for koristuvachev, you need to deprive your smartphone of your account. we will establish a dodatkom"Hamanets" to a contactless payment terminal.

One of the key innovations is the launch of the "cheesy" version of "Gamantsya", previously available only in the transferred viewer. The current contactless card of banks Tinkoff Bank, Russian Standard and Bank St. Petersburg can be accessed "according to the circumstances", if you do not see the bank, you can use the "Gamaneets. Bank cards "as CardsMobile for Samsung, HTC, LG, Nexus, Sony, Huawei, OnePlus with operational Android system 4.4 KitKat and food. Dodatok can be downloaded free of charge in Google.Play.

Are you ready to eat?

To navigate at a time, to speed up the payment process in hypermarkets, or at the terminals to pay for the call, you can go back to a penny-free turnover in Russia. vivishut signs from already three frantic barefaced "The card is not accepted." So who are we ready to create the future?

Judge for the data of one tsikavogo doslidzhennya - so, ready.

The PRIME Research Company has conducted the third edition of the Mobile Payments Study, which will help to improve the quality of digital payments and mobile solutions. Bulo analyzed over 19 million 100 thousand comments in social media for 2014 on such pages as Twitter, Facebook, Instagram, Weibo (China), Google+, YouTube and forums. Previously, there were people living on 56 markets in the New and New America, Europe (including Russia), Africa, Asia and the Pacific Region, and there were 8 million newcomers.

The results of the latest boules were posted on the canopies of 2015. The stench to show is not just the growth of the number of discussions, but the change of tone and directness - there are more positive comments. Axis of deyakі visnovka doslіdzhennya.

• The position of digital payments is being promoted. In 2014, the positive bully had 94% of the negotiation rate by those in the whole world, at the rate of 77% in 2013 and 70% in 2012.
• There are the most positive discussions on the assignment of innovations, benefits and bonuses, as well as the efficiency of mobile payments (91% of the time for the above positive topics).
• Safe payments - one of the leading teams for a number of positive events
• The happy people were friendly about the security of payments in 91% of all payments. In 2012, the topic wiked to the most negative.
• Inconsideration and sums in non-special payments, fixed in the last years of 2012 and 2013, were changed by positive prompts.
• Quite a role in the changing attitudes of the survivors was played by tokenization and biometric technologies, the keys to those negotiated in 2014.
• The focus of respect is on the passages, as they create innovations in mobile payments.
• Nezazhayuchi for those who are safe payments were discussed most positively, such discussions will not be large.
• Promotion of digital innovations and new possibilities for those who use mobile phones and those connected to the Internet as an add-on, in 2014 they became the most popular among the participants in the discussion (71%).
• The popularity of mobile payments has become a popular topic of positive news (94% of messages are positive). With the greatest enticement, the criminals were asked in social media about the specific over-the-counter, the go-to mobile add-ons, and especially about those who stink everybody's purchases.
• In addition to the quickness and negotiation of innovations in mobile payments, they also often guessed bonuses, such as coupons, loyalty programs, and bali (24% of comments from successful connected sides). Mobile payment becomes more adaptable, as well as additional privileges (58% of the messages on this topic were welcomed).

Obviously, the corystuvachi, in all their light, have ripened in order to create new payment possibilities. At my own bank, at payment systems and technologies, є maybutn, in yak you can be amazed at the bright optimism and in the demand.

glossary technology

At the post, there are two abbreviations, which are not only technology, but also guarantee the security of prompt contactless payments. Briefly about them.

MDES (MasterCard Digital Enablement Service)- a platform that transforms whether it is an attachment to a payment instrument: it is possible for victors to use an attachment to connect to the Internet for the purpose of securing reliable and accepting payments. In case of valid payments, the platform of vikorist markers is one-time single digits, as vikoristovuyu on mobile annexes replace 16-digit numbers on plastic cards. MDES confirms the transaction, establishes the identity of the token with the number of the plastic picture and sends the information to the receiving bank for authorizing the payment from its side. At the time of the check-in, or at the expense of the payment attachment, the connection is made between the token and the card in the MDES platform.

EMV (Europay, MasterCard, Visa)- international standard for operations on bank cards with a chip. The whole standard of splitting by spilnye zusillami companies-providers of bank cards for the promotion of safe transactions.

MasterCard, by extending its history, has become a locomotive innovation for business, banks and Kintsevs. Contactless technology is a solution that is instantly handy to all market participants, safe and simple in scale.

Russia has already issued 5 million cards with MasterCard PayPass. More than 3 million shopping majdans in 68 countries accept payment for MasterCard PayPass technology (in Europe - 38 countries).

Maybut has come. Obshilosya to touch on new.

4 zhovtnya in Russia launched payment service Apple Pay. "Afisha Daily" will explain how to pay for an additional iPhone instead of a plastic picture.

De i yak you can pay from your iPhone

For the launch of Apple Pay, there are a lot of problems with the system. Hackers bought stolen data about people and cards, shopped cheap copies of cards, authored in Apple Pay and made purchases. Spivrobatniki of some American banks in 2015 on the cob said that the level of shakhraystvo with cards from 1% to 6%. Qia history did not deny the continuation.

Yaki є alternatives to Apple Pay

"Hamanets"

4 / 4

In Kintsev Veresnya in Russia, a similar system, yaka pratsyu on smartphones Samsung... Vona is available for MasterCard and Galaxy smartphones S7, S7 edge, S6 edge +, Note 5, A5 2015 rock and A7 2016 rock (on extensions with root access, Samsung Pay is not right). At the present moment the company has spіvpratsyu with Alfa-Bank, VTB 24, MTS-Bank, Raiffeisenbank, Russian Standard Bank and Yandex.Money, but we plan to expand the list of partners.

Samsung Pay is based on the same principle as Apple Pay: exchange tokens, steal card data, authorize payments with a finger. Є two hundreds of views. First, you have to pay on the old POS-terminals for cards from the magnetic swamp: with the additional technology MST (Magnetic Secure Transmission), the smartphone is able to accept the magnetic field of the picture and make payments. In other words, it’s not right on smart-years.

Є also Russian supplements of the CardsMobile company. Wonderful with smartphones on Android, such as NFC-chip, and MasterCard cards banks "Russian Standard", "Tinkoff" and "St. Petersburg". As soon as the update is installed on the smartphone, then the information about the card is stored in the stolen chip, if it is installed for the purchase, then the data is placed in the MasterCard. Payment in "Gamants" is confirmed by a mobile PIN-code or a mobile PIN-code, if the purchase amount is more than 1000 rubles.