The program allows you to pay with a card through your phone. PayPass and PayWave - contactless payment technologies

Coristuvachi mobile bank Tinkoff can now pay for purchases with one dots of a smartphone using the additional contactless technology MasterCard

Moscow, Russian Federation - 14 June 2016
Tinkoff Bank, the innovative online provider of financial services, and the international payment system MasterCard have launched new service... Clients to the bank - owners of smartphones on the Android platform - now you can vibrate with your mobile bank Tinkoff option contactless payment for NFC and pay for purchases, simply by poking the mobile phone to the payment terminal.

Tinkoff Bank became the first bank in Russia, having broken and certified from MasterCard the ability to connect contactless payment services to a mobile bank, up to one MasterCard Cloud Based Card Payments (MCBP) technology, and HCE The way you buy it is as easy as it gets.

The technology of contactless payment is available to the owners of ruble MasterCard cards to the bank. An operation has been installed for the whole customer on the phone Android system 4.4 (KitKat) Anything from an active NFC function and a Tinkoff mobile bank version 3.1.5.

New mobile bank updates are also available on Google Play.

Anatoly Makeshin, Director of Payment Systems, Member of the Board of Tinkoff Bank, commented on the technology: MasterCard.
Pіd hour of development buli dotrimanі all vimogi before dialing software components, which will take care of the services, technologies of cryptography, communes and pay tribute from the memory of the phone, which is transferred with the uncomfortable technology of HCE, in order to be able to use more smartphones on the Android platform.

Now it has become even easier for our customers to buy into one dot, do not worry about those, they took the stink of a bank card with them. Let a small gift come from the commander of the Tinkoff Bank mobile store to our customers, who have been checking us for a long time on the whole service. "

“Mi virimo, how to innovate our life on the brighter, and on the new technology, with something simpler and simpler than virishuvati bagato hto every day... Thanks to the contactless MasterCard payment technology, a smart phone can be easily and without fail to pay for comrade servants in Russia and other countries, so it’s worth expanding to the whole world. Of course, one of the provincial Russian banks is in the vanguard in the introduction of innovative MasterCard technologies on the market, - comment Dmytro Tartishev, Vice President of the Russian MasterCard Development of Mobile Payments. - For the clients of Tinkoff Bank, the technology has been implemented due to the payment of a dull, gloomy solution and through the knowledge of the clients of the interface of the mobile bank;

To enable the contactless payment service in the mobile phone, you need to go to the mobile bank Tinkoff, vibrate the rakhunok, which can be used to pay in one dot, activate the function "Contactless payment" in the confirmation code. Servant to connect mittєvo. To pay for purchases, you will need to use the main card, before the service is connected.

You can pay for a purchase to a mobile phone without entering a mobile bank. Access to the Internet is not required. For everyone there is enough:

• Click on the icon of the mobile bank and directly on the screen of the entrance to the mobile bank click on the icon for contactless payment;
• Enter the access code to the mobile bank to activate the payment function;
• Revision the purchase amount at a contactless payment terminal;
• Stick your phone to the terminal.

Decision to adapt to international safety standards. In addition, the client will control the entire payment process - the smartphone does not need to be handed over to the cashier; Technology stolen from re-payment.

Schob otrimati additional control over vitrates, clientele can set up that redaguati "Limit for contactless payment" at the outlet "Bezpeka and Limiti" of the mobile bank.

MasterCard contactless payment technology has been expanded in Russia and the world. You can pay for a purchase with one dotcom at any terminal with an appropriate badge at the radiohvil viewer.

About contactless payment technology MasterCard

Technology of contactless payment MasterCard - price innovation technology payments in one dot, which is a super-fast, safe and efficient way of paying for all purchases and services.

Russia has issued 5 million MasterCard cards with contactless payments. After 4 million of trade majdanchiks in 72 countries, they will receive payment for the contactless technology MasterCard (in 40 countries in Europe).

Despite the acceptance of contactless payment MasterCard is actively growing. This technology has already been introduced to the development of trade and service enterprises - food stores and industrial goods stores, chemists, pharmacies, cinemas, restaurants of high-tech service, cafes, ticket offices at train stations, metro stations.

You can read a report on the innovation of contactless MasterCard technology and take a look at the list of commercial and service enterprises that accept contactless MasterCard cards from Russia, you can visit the website www.contactless.mastercard.ru

Payment by mobile phone for contactless technology MasterCard

Russia has all 3 main technologies available for locking contactless cards into NFC smartphones: based on SIM-cards (SIM-centric), mobile phones (embedded Secure Element, eSE) and Khmari (Host Card Emulation, HCE). projects implemented for MasterCard partner support.

The first project in the field of mobile contactless payments on the basis of SIM-centric NFC on the basis of Mobile MasterCard PayPass® (MasterCard Contactless) technology was announced in 2012. Recently, a number of low-level projects have been launched in tse spheres with the most efficient service operators, mobile devices and banks.

In 2013, MasterCard rotsi, Tinkoff Bank and CardsMobile (i-Free group) launched in Russia for the first time a multi-functional service for the forwarding of contactless MasterCard cards to the mobile add-on "Gamanets" Philips smartphones from embedded NFC chip (embedded Secure Element).

Therefore, the third technology became available for Russians - Host Card Emulation and the MasterCard Cloud Based Payment (MCBP) solution, as it can be implemented. The technology allows you to indefinitely let you use contactless MasterCard cards for everyone. mobile phones with the NFC-module in versions of Android 4.4 KitKat and vische.

Learn more about contactless mobile card MasterCard is available on the special MasterCard website assigned to mobile NFC payments http://nfc.mastercard.ru

About Tinkoff Bank

Tinkoff Bank is the first and only one in Russia to create an online bank, which will provide service to five million clients. The bank was founded in 2006 by the entrepreneur Oleg Tinkov.

TCS Group Holding PLC, the parent company of the bank, is trading on the London Stock Exchange for the year 2013. Krim the bank to the warehouse of the Group enter virtual mobile operator Tinkoff Mobile, Tinkoff Insurance and distribution of retail centers in the largest Russian regions "Tinkoff Center of Retail".

The bank doesn’t have any distributions: customers can be serviced remotely through the online channels and contact center. For the delivery of products to the bank, we will be provided with representatives, as long as there are 1800 units available. Merezha covers the whole of Russia and allows the delivery of cards for the greater number of clients of the coming day, when the decision is made about the issue.

The bank nadaє yak vlasnі and partner financial services through the platform site. The product line includes in-line banking service (credit debit cards, payments, perekazi), contributions, investments, loyalty programs, services for higher prices, services for business, consumer products and insurance. The bank has received great respect for the mobile directly: a mobile bank, a company of issuing mono-payments, available for clients to the bank ("Penalties DIBDR", MoneyTalk, "Z cards on the card - shvidkі donate pennies").

Mill for 1 serpnya 2017 r. bank є by the other best graver on the Russian market. credit cards with a share of the market 11.5%. Net income of TCS Group Holding PLC for ISFZ for the first half of 2017 p. store 7.6 billion rubles., Profitability of capital stock was 46%.

Tinkoff Bank buv vizaniy "Bank Roku 2016" for the version of the most popular Russian financial portal Banki.ru. Zhovtni 2016 p. Tinkoff Bank is the largest independent online bank in the presence of a number of clients following the results of the Frost & Sullivan advancement. U 2016 p. that at 2015 p. International Banking Magazine Global Finance Visnan Tinkoff Bank is the most beautiful online bank in Russia. U 2016 p. Global Finance by visiting the Tinkoff.ru site as the most beautiful universal integrated banking site. U 2017 p. Global Finance has chosen Tinkoff Bank in the categories “Best Deposits, Credit and Investment Online Products” and “Best Bank at social fringes". U 2016 p. Euromoney, an international finance magazine, is available to Tinkoff Bank as the most beautiful digital bank at Central and Shidniy Europe. Mobile supplement Tinkoff Bank is known to be the best in Russia in 2014, 2015 and 2016. agency Markswebb Rank & Report and in 2013-2016 rock. company Deloitte.

The first test of contactless MasterCard technology was launched in 2003, and in 2005 the novelty began to actively penetrate the markets and gain in popularity. History MasterCard PayPass honored in Russia in 2008, if new way The payment was first demonstrated in our country, and in a step-by-step increase in number - there were first contactless cards, trade enterprises, which accept this type of payment.

▪ 2011 рік

It became possible to add receipts to one dot at the cash desks and vending machines for the sale of receipts "Aeroexpres", contactless terminals appeared at Gastronomy No. 1, bottles of GUM and in.

▪ 2012 rіk

The first solution for mobile contactless payment has appeared - MasterCard and MTS have launched a spilny project. Zruchny that shvidky way Pay actively conquering the market - payment for contactless technology has become possible at parking lots, gas stations, cafes, and cinemas.

▪ 2013 рік

Contactless method of payment for the available payments on ticket machines of the Moscow metro, on some bus routes near Pidmoskov, on Aeroexpres tournikets. Banks repair contactless MasterCard cards in new form factors: wrist and sticker. All the provincial Russian operators mobile phone call offer a solution for mobile contactless payments. The first mobile gaman was let out, so it was allowed to let you see and lock the card from the smartphone "by chance".

▪ 2013 rik: Universiada near Kazan

Significant inflow to the extended free payment that contactless technologies The Universiade summer came near Kazan. Especially for the whole large-scale project, a multi-service contactless MasterCard card was issued: a besides the payment functionality, the card was baked on sports facilities, we can use huge transport, dedicated to those who want to kill volunteers. On the basis of the card, you can buy tickets, “register” them in the electronic system, and do not even use tickets on the paper nose: at the stadium, you just need to download the card at the entrance. Even on contactless bank cards MasterCard there were first cards for volunteers in sports clubs - this functional dotic ".

▪ 2014 рік

Tsei rіk bring new form factors in key chains and bracelets. Before the speech, 30 thousand guests to the Alfa Future People festival, which became the first musical festival in Russia for the MasterCard films, went up in bracelets, the territory of which was a zone without goths.

MasterCard PayPass technology will take away ever wider acceptance and development of a new sound in the implemented social projects - a new generation of Muscovite social cards will be issued on contactless MasterCard cards, and in Tatarstan, a new generation of social cards of a Muscovite will be allowed to use contactless MasterCard cards, and in Tatarstan, a new generation of social cards of a Muscovite will be allowed to use contactless MasterCard cards, and in Tatarstan, a new generation of social cards is used by a MasterCard, and in from the revision of the revision to the planning of school food. Multiservice cards and electronic bracelets with a contactless chip for schoolchildren, such as the foundations of financial literacy.

▪ 2015 рік

Implementation of the goal of low projects on the basis of contactless MasterCard technology on transport. A large-scale project has started in the middle of the metropolitan area of ​​St. Petersburg: it is possible to pay for travel in one dot at all stations just on tournikets. Moscow and the new capital have land routes - contactless drivers of buses and trams.

MasterCard technology for the simplicity of the test and the ability to integrate without any attachments, to be worn, gaining more and more popularity and popularity. Until 2020, contactless payments will be introduced using the MasterCard standard for European service and commercial enterprises that provide the opportunity to pay by contactless cards and attachments at all POS terminals in Europe.

MasterCard Mobile PayPass - why is there NFC

Practically speaking, we want to be so victorious in the technology of the IP-port and Bluetooth, for example, transmitting music from the phone to the phone to the Institutional Lectures, or, on a larger scale, I can open the transmission of data within the framework of how to enter, go through the closed Bluetooth technology low energy... Bagato also knows more about one technology of near-field communication - NFC (near-field communication, near-field communication). The whole technology of a mouthless high-frequency ringing, which allows the exchange of small annexes for small spaces, is close to 10 cm (use Bluetooth - up to 10 m). NFC is widely used in payments, access control systems, bracelets, pass to log in and in. The current technology is expanded for smartphones, television sets, and for tourist galusies.

NFC has played a key role in the development of contactless payments. Technology has become the basis of contactless payment. The price has been increased by the fact that NFC is superb and simple in the gut. Contactless Chip NFC You will be able to secure the exchange of data with special outbuildings, which can be read, for example, by the validators on tournickets or POS-terminals at the cash desks of stores. Validators and terms authorize and exchange data with high quality. In addition, one of the NFC functions is a robot in the mode of bank card simulation.

Contactless payment technology MasterCard is a premium vipadok. vicorystannya nfc... Learn more about the information:

It’s a special feature, how to rob NFC with a costless technology for victorious transactions in contactless mobile transactions, - the minimum hour of installation is less than a second. It is enough to bring the attachment with the NFC chip to the payment terminal, and the payment will be practically mitigated.

NFC-chip can be installed at any attachment: from bank cards and mobile annexes before the wrist date and smartphones.

MasterCard Mobile PayPass overtakes are obvious:

• The success of the collection, wear and tear. Deliver torknutsya add-on MasterCard PayPass before the terminal, when you read it, you pay at the cash desk and purchase. If I don’t change the amount of purchase, I don’t need to enter a PIN code or write a check.
• No payments for rakhunok small towns the connection that maximizes the efficiency of the day: for the surplus of the tributes, the evil shahrais need the authority of the neymovyr zusils.
• A penny for one purchase will not be written off for two: since the last payment has passed, the terminal at the cash desk is given sound signal that vimikєatsya.
• Purchase speed - mittєve z'єdnannya and exchange of data signifies to save an hour on payment for goods and services.
• A wide range of services at service terminals (in buses, metro, social cards, etc.) allows koristuvach to pay for services.
• Wideness, simplicity in the implementation and adaptation of the bagatma with outbuildings NFC technologies Allows you to quickly expand the scope of MasterCard PayPass technology and open payment points at shops, cafes, gas stations, cinemas too.

The staff of the unique technologies, MasterCard PayPass You can make a payment in a practical way, be it an object that you can use by hand.

Phone ta gamanets

Smartphone in happy suspension For a long time they have ceased to be in favor of communication: now the Internet, books, music, robots, navchannya, pictures and navigation, photos of that mail, which are dependent on themselves. Lyudin can zabuti a plastic card, gamanets, eyepieces and keys, or the presence of a telephone in the cottage of vines before going out, change the number of times - even without her, like without hands. Zrozumіlo, the solution to the development of a smartphone with a payment method was obvious. Bigger, the NFC technology is superbly handy for victories in mobile annexes and for smartphones and tablets with NFC on board. As your smartphone itself is transformed into a payment instrument, you can read it on the website.

Literally the last rock of the contactless MasterCard technology appeared in smartphones due to low payment platforms.

▪ Apple Pay - The payment system is integrated into the Apple attachment and is presented on the 9th spring of 2014. Vlasniki additions to Apple You can use MasterCard credit and debit cards directly via Apple Pay. At the store for the payment of payment enough to bring the iPhone to the contactless payment terminal, which can be read by the attachment, and one hour taps the Touch ID scanner with a finger (croc to biometric identification). Bezpeka take care of the EMV standard (Europay, MasterCard, Visa) and the MDES (MasterCard Digital Enablement Service) platforms.

▪ Samsung Pay ... Trims of MasterCard cards can be used for smartphones (flagship models, for example, Samsung Galaxy S6) as a mobile payment attachment. The security and the security of payments are secured by the tokenization mechanism, by the MDES platforms, as well as by the EMV cryptographic algorithm.

▪ Android Pay announcements and should be ready before the release, the Android Pay and MasterCard connection has been implemented at the same time PayPass, is based on the same mechanism of tokenization. The number of the card of the koristuvach will not be transferred, so he will be happy dodatkovy rіven safe. The decision will not be bargained for will be available for add-ons from Android KitKat and vishche.

▪ "Gamanets". Russia is developing a project of tying with MasterCard technology and mobile payments. In 2014, MasterCard and CardsMobile presented new features of the mobile supplement "Gamanets". "Gamanez" is available for jumping more than 100 models of telephones for the demonstration of cold NFC technology.

Mobile add-on "Gamanez" allows owners of smart Android smartphones in vipuskati to be able to securely use MasterCard PayPass mobile bank cards for payments in online and offline transport stores, transport In the process of payment for the payment process, it is necessary to remove your smartphone from the installation of the Gamanets add-on to a contactless payment terminal.

One of the key innovations is the launch of the "cheesy" version of "Gamantsya", which was previously available to the installed viglyad. On a daily basis, a virtual contactless card of banks Tinkoff Bank, Russian Standard and St. Petersburg Bank can be signed up at the phone, if you do not see the bank, you can use the additional information “Gamanets. Bankіvskі karty "as CardsMobile for Samsung, HTC, LG, Nexus, Sony, Huawei, OnePlus with the operating system Android 4.4 KitKat and vishche. The program can be linked to Google.Play without koshtovaya.

Are you ready to eat?

Navigating at a time, sparingly for the payment process in hypermarkets, or at the terminals, pay for the call, you can go back to a penny-free turnover in Russia. plaques from already three frantic barefaced "Cards are not accepted." Are you ready for the creation of the future?

Judge from the tribute of one tsikava doslіdzhennya - so, ready.

The PRIME Research company has conducted the third mobile payment study, which will help you to reduce the number of clients to digital payments and mobile solutions. Bulo analyzed over 19 million 100 thousand comments on social media for 2014 on such pages as Twitter, Facebook, Instagram, Weibo (China), Google+, YouTube and forums. Until recently, there were people who lived on 56 markets in the United States and New Zealand, Europe (including Russia), Africa, Asia and the Pacific Region, and there were 8 months of sales, including those in Russia.

The results of the last week have been stripped of the 2015 rockets. The stench to show is not less important than the growth of a number of discussions, but the change of a tone and a straightforwardness - there are more positive comments. Axis of deyakі visnovka doslіdzhennya.

• The bet on digital payments will continue to grow. In 2014, the positive bully had 94% of the negotiation rate by those in the whole world, approximately 77% in 2013, and 70% in 2012.
• There are the most positive discussions on the assignment of innovations, benefits and bonuses, as well as the efficiency of mobile payments (91% of the time on those positives).
• Security of payments - one of the leading topics for a number of positive issues
• The happy people were friendly about the security of payments in 91% of the clients. In 2012, the topic wiked to the most negative.
• Unreasonable and unreasonable payment security, fixed in the previous years 2012 and 2013, changed by positive prompts.
• Of course, the role of the changing attitudes of the survivors was played by tokenization and biometric technologies, the keys to those negotiated in 2014.
• The focus of respect is on the passages, as they make innovations in mobile payments.
• Unimportant to those who have no bake of payments discussed most positively, such discussions will not be big.
• Promote digital innovations and new possibilities for those who are talking about mobile and connected to the Internet add-ons, in 2014 they became the most popular among the participants of the discussion (71%).
• The security of mobile payments has become the most popular topic positive events (94% of messages are positive). With the greatest enthusiasm, they talked about in social media about the specific gossip, help for additional mobile attachments, and especially about those like the stench robbed of all kinds of purchases.
• In addition to the quickness and negotiation of innovations in mobile payments, they also often guessed bonuses, for example, coupons, loyalty programs, and bali (24% of comments were made on the basis of connected sides). Mobile payment is made more attractive, as long as you get additional privileges (58% of the roses on this topic were welcomed).

Obviously, the corystuvachi have ripened in all their light, in order to create new payment possibilities. At your own bank, payment systems and technologies, you can be amazed at your smart optimism and in the demand.

Glosary technology

At the post there are two abbreviations, which are not deprived of technology, but they guarantee the security of quick contactless payments. Briefly about them.

MDES (MasterCard Digital Enablement Service)- a platform that will re-create whether you want to attach to a payment instrument: let the victors be able to connect to the Internet for receiving and receiving payments. Every hour the payment is made in the platform vicorist tokens are one-time single digits, which replace 16-digit numbers on plastic cards on mobile annexes. MDES confirms the transaction, establishes the identity of the token with the number of the plastic card and forces the information to the receiving bank to authorize the payment from its side. At the time of the check-in, or at the expense of the payment attachment, the connection is made between the token and the card at the MDES platform.

EMV (Europay, MasterCard, Visa)- international standard for operations bank cards with chіpom. The whole standard has been broken up by the spilnye companies-providers of bank cards for the promotion of secure transactions.

MasterCard, through its efforts of its history, has become a locomotive innovation for business, banks and Kintsev koristuvachiv. Contactless technology is a solution that is instantly available to all participants in the market, it is safe and simple in scale.

Russia has already issued 5 million cards from MasterCard PayPass. After 3 million of trade majdans in 68 countries of the world, they will accept payment for MasterCard PayPass technology (in Europe - 38 countries).

Maybut has come. Obshilosya to touch on new.

4 zhovtnya at Russia launched payment service Apple Pay. "Afisha Daily" will explain how to pay for an additional iPhone instead of a plastic card.

De i yak you can pay with your iPhone

For the launch of Apple Pay, there are a lot of problems with the system. Hackers bought stolen data about people and pictures, shopped cheap copies of cards, authorized Apple Pay and robbed purchases. At the earliest in 2015, sportsmen from some American banks said that the level of chess with cards from 1% to 6%. Qia history did not deny the continuation.

Yaki є alternatives to Apple Pay

"Hamanets"

4 / 4

For example, in Russia there is an analogous system that works on Samsung smartphones. Vona is available for MasterCard owners and Galaxy smartphones S7, S7 edge, S6 edge +, Note 5, A5 2015 roku and A7 2016 roku (on extensions with root access, Samsung Pay is not right). At the present moment, the company has spіvpratsyu with Alfa-Bank, VTB 24, MTS-Bank, Raiffeisenbank, Rossiyskiy Standard Bank and Yandex.Groshami, and a further plan to expand the list of partners.

Samsung Pay is based on the same principle as Apple Pay: exchange tokens, steal card data, authorize payments with a bit of a finger. Є two hundreds of views. First, you have to pay on the old POS-terminals for cards with magnetic smoke: with the additional technology MST (Magnetic Secure Transmission), the smartphone is able to use the magnetic field of the card and make payments. In other words, it’s not right on a smart year.

Є also the Russian program of the CardsMobile company. Wonderful with smartphones on Android, such as NFC-chip, that MasterCard cards banks "Russian Standard", "Tinkoff" and "St. Petersburg". As soon as the program is installed on the smartphone, then the information about the card is stored in the stolen chip, if it is installed for the purchase, then the tribute is given to the MasterCard. Payment from "Gamants" is confirmed by a mobile PIN-code or a PIN-code of the card, if the purchase amount is more than 1000 rubles.

Contactless payment by card sutta will help the transaction process. Nowadays, it is often not necessary to use a payment instrument for your gamman: just to bring the gamman to a special terminal, having previously confirmed the flowing operation.

Yak called the service of contactless payment for additional cards? All deposit from tієї payment system, As you sound, you will be creeping and import for yourself the most optimal.

Popular banking systems - Visa and Mastercard - have already taken up a set of their own services with a variety of technologies. You can find information about Visa payWave and MasterCard Contactless systems, also like MasterCard PayPass.
Popular systems electronic pennies also do not see from their colleagues, proactively proactive systems and transactions. For example, see about such services, like Yandex-penny and Kivi.
View and bedroom projects different services... For example, the Visa і Ківі - Visa Qiwi Wallet program was recently launched. The whole service is done via NFC, and you can use it to access your smartphone, tablet or personal computer.

The flagships on the smartphone market - Apple, Anroid and Samsung - also have your own power systems please pay. The stench to be called Apple Pay, Anroid Pay and Samsung Pay is apparently suitable for mobile attachments from danny virobniks.

Contactless payment method by card

The technologies we have seen are based on the victorious chips for the radio frequency identification RFID, and the chips for the near-range NFC connection. Transactions at all can be carried out both through credit and debit cards, and through the expansion of smartphones at once. Special chip will be installed on special key fobs.

It is also contactless payment by bank card, so many happy people are kindly asked to navigate to the intuitive rivni. Golovne, what a payment instrument you need to get the necessary chip, as well as close to the payment terminal. You can check the price for special sign at viglyadі hvili, who є are present on bank cards, as well as on a special installation for transactions.

Yak koristuvatisya new technologies and pay contactless card? Everything is even simpler: change the operating sum to the terminal, bring the payment instrument to a special possession with a badge, and check on the confirmation of the required sum from your rakhunku.

How to set up nfc for contactless card payment technology?

Now we’re going to change, readily adapt your smartphone to the technology. Varto brutal respect for standing on the annex operating system: for Visa Qiwi Wallet go Android version not lower than 4.4. On the official site of this technology, be it a bazhayuchy know-how of a lecture change of models, how to see additional items, how to look. The list was filled with a lot of famous brands, including:

• Samsung Galaxy;
• Sony Xperia.

To set it up, you need to add the program to your attachment and attach it to you as an additional SMS-confirmation. Security for the security of the central technology, we will take care of opening the password for the entrance, and we will also lock the keys from the add-ons, which is also called the cryptogram of the transaction. For the advancement of security for an hour of great operations from a change of 1000 rubles, it is necessary to enter a PIN code additionally.

Payments based on contactless technologies can save you the hour of the transaction. These are the methods of getting stuck in a large number of convenience stores. This is also how the system is designed for transport cards, parking machines and gas stations.

The NFC standard (Near Field Communication - literally the call of a nearby field) is a special communal standard, the designation for the connection between compact attachments in the nearest country. For the connection, only one of the outbuildings is responsible for the active life, and the standard has become increasingly popular. Also, the special feature allows you to use NFC modules in smart cards, keys for locks to electronic keruvans and the principle of being objects, letting the batteries go.

One of the NFC functions for contactless payments. It is enough to bring the attachments to the general acceptance - there is a ring between the annexes, and pennies for the comrade or the servant will be written off from the rakhunka. Smartphones with NFC can be used to pay for purchases at stores. Ale yak koristuvatisya tsyu function, I know not everything, so I will try at once to go back.

By itself NFC function theoretically allowing for any payments. However, in order to be more robust, it is necessary to have a contactless payment process from the side of the organization, as we need financial services. Such organizations can be banks, resellers, who accept vlac cards for contactless payments in transport, as well as smartphones.

At the moment, the most widespread in the affected area is the payment for the additional NFC ride at the community transport. Linking to bank cards is also gaining popularity. However, the service is still free of charge. To that just take a card (debit, credit, universal) from any bank that you cannot link to make payments for NFC.

Deyaki contactless payments do not work on smartphones, since they have root access. Tse zrobno rozrobniki dodatk_v for zakistu, oskіlka rutovanny device is simpler than evil men.

Yak pay for travel for a smartphone

To pay for travel for additional NFC technology in Russia, as a rule, a special SIM card is required. The service is accepted by the operators Megafon, Biline, MTS. When you change the SIM card to a special one, you will be linked to a subscriber phone number. After activating the rakhunok, it will be changed from the main rakhunka, and the hour before the smartphone is used until the payment is received. Yak replace the SIM card and switch on the service - lie down from the place of the operator. In order to know all the instructions, go to the operator or the company, as we have given the transport services at your place.

In Ukraine, NFC travel is possible only in the Kiev metro. Privatbank will deal with the processing of transactions, so if you are quick to do the service, you need to be a client and mother regulations of supplements Privat24. Then in the menu, select the item "NFC" and activate contactless payments. You can pay for the trip simply by unlocking your smartphone until you read it.

Yak pay for comrade with NFC

In 2017, the Android Pay system came to Russia. Now you can pay for your help in stores that have terminals with contactless payments. Go to the list of companies, which can be linked to a smartphone, include Yandex.Groshy (Mastercard) and MTS Bank, Tinkoff banks, Russian Standard, Tochka, Rocketbank, Oschadbank, Raiffeisenbank, Rossilgospbank, Promzvidyazokbank, VTB24, B&N Bank, Alfa-Bank and AkBars Bank. You can, at the time you read the material, the list will be wider.

For vikorystannya Android Pay slid add to smartphone special supplement, tie to the new card that activuwati. To pay for the release of the unlocking smartphone to the specified terminal. Sum up to 1000 rubles if you don’t want to enter the code, for great payments you can enter a PIN code, write a check, or confirm the transaction with a finger.

In addition to the universal Android Pay, the Russian and Samsung Pay. To pay for purchases for an additional price of the system, you can vikoristovuvati Samsung smartphones Galaxy S series, repairing for S6, Note 5, A5 and A7 2016 and 2017 years, A3 (2017), J5 (2017) and J7 (2017), that year Samsung Gear S3. List of banks for Android Pay. To clarify the list of financial organizations, how to offer the service of contactless payments Samsung Pay, you can on the website of the virobnik.

In Ukraine, the Android Pay system is still not practical, there is no centralized tool for paying for it. Protest, deyakim banks are such a service to rely on in an individual order. Krim Privatbank, the list also includes Oschadbank, Ukreksimbank and Kredobank. To pay with a Privat card, you need to install the Privat24 program, the other banks - special program from the website to the bank abo google market... Payments less than 500 UAH per Visa cards That 100 UAH with Mastercard cannot be verified, for larger sums identification is required for a PIN code.

Since there are some banks, the possibility of paying for NFC should be clarified on the website or at the notice.

You can pay with NFC on iPhone

Russia can do it. Apple company launched its own service in 2016 and was adopted by banks. The list of dates for the date of writing to the material of the performances is on the illustration below.

Smartphones can be read, repairing the iPhone 6, as well as the smart year of the apple company. If you want to add a card, so that there will be payments, you need to see it in the program or enter the data by hand. Payment is made when the smartphone is presented to the terminal. To confirm the transaction, you need to press the button "home", then scan the thumbnail.

And the axis in Ukraine for the owners of the iPhone will be deprived of check. Running Apple service Pay is scheduled for 2018 rik, and if it will be seen in an hour, it’s unavoidable.