Android pay and mobile ticket. Visa named Russian banks that use Android Pay

Russia now has a mobile payment service Android Pay. It is required to respect that the wines came to our country from the zapiznennym mayzhe on pivroku in the same time with the "apple" service, which is rapidly picking up wraps, and its Korean counterpart.
Behind the basic principles of robotics Android Pay practically does not look like competitors. This non-contact service is able to make the phone work on Android 4.4 and higher, as well as support the function of near-contact NFC communication.

Of the devices currently on the market today, the list of devices that are being promoted is small. Tse over important other models phones of the top and middle price range. Among them you can see samsung galaxy(A3, A5, A7, J5, J7, S7, S8), Xiaomi Mi5, LG (K6, G3s, G4s), Huawei Honor ta Sony Xperia for the price category over 12 thousand rubles. Unfortunately, on the popular inexpensive phones, yak samsung galaxy j1, Asus Zenfone Go, Meizu, HighScreen, Dexp, Phillips. It's a good time to show up on more cheap devices, but old models, obviously, do not work.

Golovnya vіdminіnіst Android Pay among competing payment systems Apple Pay i Sansung Pay - tse those that for a robotic service to a smartphone are not obov'yazkovo mother a fingerprint scanner and you can go through authorization through the good old PIN-code or a graphic password.

Until then, the wine is processed at all terminals with contactless payment. Support of additional protocols is not required.
Well, one more vagomie plus - for the help of Android Pay, you can pay for the purchase of add-ons and content in Google Play.

Yaki banks supporting Android Pay

The Android Pay payment system was launched in Russia on May 23, 2017 and at the time of launch it was working with MasterCard cards, and it’s more important for Russia - Visa. The electronic payment system "Yandex.Groshi" is being supported, as well as the next hour, new cards of the "Mir" system can be ordered.
14 banks are being supported in different ways:
- Oschadbank
- Alfa Bank
- BinBank
- VTB 24
- Vidkrittya
- MTS-Bank
- Promzv'yazokbank
- Raiffeisenbank
- Rocketbank
- Rossilgospbank
- Tinkoff
- Russian Standard
- AK Bars
- Krapka
In the next hour, the list of counterparties will expand significantly.

How to install Android Pay on your phone

The procedure for installing the program is simple and does not interfere with other programs. We go to Google Play, we know the program:

Press the "Install" button and check until the program is installed.

Then we go to the phone line and in the WiFi distribution and the measure, we select the item Sche.

Here you need to check the NFC box. At the same time, the Android Beam function is activated, which is responsible for the transfer of data.
Everything, now you can speed up with an addendum.

Respect! The Android Pay program cannot be speeded up, as your phone has been unlocked and root rights have been unlocked. There is a pardon “Android Pay is not supported on this extension”. You look like this:

Truthfully, on the forums, I posted information about those who were far away to get around, but in reality, they didn’t get to drink.

Is it safe?

In fact, Android Pay on phones is much safer, lower than its counterparts like Apple and Samung, although there are a lot of messages on them. vishomu equal. If you bring your smartphone to the terminal, a special one-time key with a length of 16 characters is transmitted by a wireless radio channel. This is the name of the token, which is generated by the dark Google and comes through an Internet connection. So stench is not generated on the annex.

You can, obviously, use the service without an active connection to the global network, but also use the phone to select the keys that are stored in your memory. So, it is transmitted to the terminal telephone number this information about those, how the payment mechanism is won - MasterCard, Visa or World. Daily data about the card itself is not sent.

How to add a card

We start the program and click on the button “Add a credit or debit card”. Then you need to point the camera at your card and take a picture, so that the program respects the data. Next, you will be required to manually enter the CVC code (on turning side cards) and the vlasnik's address. Then you will need to go through a bank check and enter a code, withdrawn via SMS.

Add a card to Google Android Pay can be a squirt of times. In this vipadka, you will need to show one of them, as a victorist, to take care of the mind.

How to check Android Pay for payment

In order to pay for purchases for an additional phone with a connected Android Pay service, you just need to unlock the phone and bring it to the terminal, which supports contactless payment. Ring out the stinks are indicated by such stickers:

Note: In today's supermarkets, large trading facilities such as Magnit, Auchan, Perekhrestya, Karusel and other chain companies, most of the old terminals have already been replaced with modern ones, which can carry out contactless payments. Including PayPass.

The Google payment system has one more convenient function - online payment for purchases on the Internet through a web browser. To buy at the time you need it, you press the button and voila - the payment is broken! I have a similar button for the future to integrate and in other additions. For example, at the same time, it’s already out in Yandex.Taxi, Uber, Wildberries.

It is possible to use Android Pay for the help of a smart yearbook. But again, I’m sorry, it’s your fault to promote NFC technology. For example, Samsung Gear S3, Huawei Watch 2, LG Watch Sport. Another help - the operating system can be updated to Android Wear 2.0.

What will happen with Android Pay when I rent a phone from a service?

Android Pay data is protected and cannot be accessed by simply opening the phone. Tim is no less, the bank recommends that you withdraw tokens from Android Pay later.

Which phone number to receive a one-time password when issuing a token?

To the phone number, which V was assigned to when returning to the bank.

What is the security of the token when I use the card?

It is not necessary to inform the bank about the card wasted in any manual way - through Alfa-Click, Telephone Center, Alfa-Check, Alfa-Dialog - all tokens issued before the card was inserted will also be blocked.
To get rid of the token, you need to block the card through Alfa-Mobile by selecting the appropriate option.

How does it work if I use my phone, which has Android Pay installed?

see data Android Pay for additional functions "Vidalene android management»(google.com/android/devicemanager). In this way, you can block attachments or remove all special data. It is not necessary to block a plastic card. You can also block the token by going back to the bank. With one-hour card blocking, those tokens will be blocked in all modes, except for card blocking through Alfa-Mobile. If the card is blocked through Alfa-Mobile, you will block the tokens.

What robiti, how is the card reissued (for any reason)?

The tokens will flow in by themselves, before the card is reissued, it is necessary to issue new tokens.

Chi є obmezhennya schodo soum pay?

At the appendage itself, there is no obmezhenie. Everything is similar to the card, until the token is issued. Maximum expansion payment is not obmezheniya, prote zalezhno vіd sumi zmіnyuєtsya order dіy pіd hour of payment. The peculiarity of the Android Pay program is that:

If the purchase amount is less than 1000 rubles.
Three operations can be carried out without unlocking the device, it is only necessary to exit the smart phone from the smart mode (without entering a password, pattern, fingerprint). Ale, on the skin of the fourth Android Pay operation, ask you to enter a password (either a graphic key or a finger key) to attach and bring the smartphone to the terminal again.

How much money was bought for over 1000 rubles.
it is necessary to unlock the smartphone (enter a password, a graphic key, a finger key) and bring it to the annex. In which way, when paying for purchases, a password / pattern key / finger card is entered, and in which one - PIN-code of the card? When paying for the sum over 1000 krb. or when paying for the 4th purchase, you can save up to 1000 rubles. (as before 3 purchases are made without unlocking the smartphone),

• the phone asks for a password, a graphic key (baby, a key point) or a finger input, which is indicated when the program is installed on a smartphone.
  It is never necessary to enter a PIN code on the phone bank card!

• the cashier asks for the PIN-code from the card (entered at the terminal at the store)

In which way, when paying for purchases, a password / pattern key / finger card is entered, and in which one - PIN-code of the card?

When paying for the sum over 1000 krb. or when paying for the 4th purchase, you can save up to 1000 rubles. (as before 3 purchases are made without unlocking the smartphone),

• phone ask for a password, a graphic key (baby, a key point) or a finger input, which is indicated when the program is installed on a smartphone. It is not necessary to enter a PIN-code from a bank card into the phone!
• cashier ask for a PIN-code from the card (entered at the terminal at the store)

Can you charge for additional software, like a smartphone charging / recharging?

Nothing is possible.

Chi can I win android pay behind the cordon?

You can similarly to other cards of Alfa-Bank. The terminal can accept contactless payment.

Why is it so that the remaining 4 digits are added to the PIN code of the card?

I want to turn off the possibility of card tokenization, how is my business?

You need to return to the bank and write an application in the appropriate form. The application in the obov'yazkovy order is responsible for the payment of PIB, card number and your signature. For three working days we will process your application.

Does Android Pay have access to a banking account?

No, Android Pay does not have access to any of these cards, nor to bank account cards.

Can you add a card?

So, you can, if necessary, enter your name and name in the appropriate field for the hour of the card capture. The token is practical with the use of exchanges, installed for such a card.

How to find out, where are the shops nearby, where can Android Pay be paid?

To re-check, press the button at the top right corner of the Android Pay addon. You'll see a list of nearby stores where you can redeem via Android Pay. Android Pay is accepted at all stores, de pratsyuє contactless payment (NFC).

Chi narakhovuvatimutsya meni bonuses on the card (Aeroflot, M-Video, Russian Railways, etc.)

Yes, there will be. When paying with Android Pay, all bonuses of the original card are saved - for M-video cards connected to Android Pay, at M-video stores. Tse osoblivist work partner. When paying with Android Pay in other stores, bonuses will be added when paying with a token to an M-Video card.
To pay for the purchase for additional M-video bonus points, you need to present the M-video plastic card or give the phone number that you indicated when withdrawing the plastic card. As a reminder, you have remembered that the bonuses were earned incorrectly or not vikonan, turn, be kind, to the bank.

How many times can I incorrectly enter the PIN code for Android Pay, the first time the program is blocked?

Locate the model of your smartphone.

Why write off the commission for servicing the card at the bank, as if the card is blocked, but am I grimacing with the token to the card?

So, with an active token, before a blocked card, the commission will be debited.

What will be with the card if I get a token?

Nothing. Plastic card pratsyuvateme, yak pratsyuvala. Tokens can be seen and created anew, whether it be mit. I'm free.

The design of the card on the screen looks like the design of the plastic card

Nothing terrible. This does not affect the possibility of paying with a token.

The bonus number of the card is not visible on the screen.

So i can buti. The phone does not take the photo of the card itself, it does not remember that it does not show the bonus number on the screen.

How much does it cost to connect to Android Pay services?

Annual supplementary commissions. The card itself is paid only (the fee for the issue, services, fees for a loan only) is charged up to the tariffs of the bank. The annual additional commissions for the token, as well as the operations on the new one, will not be charged, so you can earn 20 tokens.

What will happen to my tokens if I stop redeeming Android Pay?

If you do not win the token for 30 days, you can see it. In this case, you will need to get the card in Android Pay again.

What will happen with the tokens, if I see the password for the smartphone, the graphic key (little ones, the reddish spots), the finger key?

You can't speed up with Android Pay in your current situation.

What will happen with the tokens, how will I turn the factory settings?

Tokens do not work. You need to redeem the card in Android Pay.

How does Android Pay work, if Samsung Pay is installed on your smartphone?

Since my smartphone does not have an NFC module, is Android Pay not for me?

Payment can only be made in mobile programs, such as Android Pay, as a payment method.

Why should I not need a one-time SMS password?

SMS should be sent to the number that you indicated when you returned to the bank. Also, check that the phone is connected to the system and try to re-enable the one-time password.

Can I add a third person's card to my attachment?

After the purchase of the card in Android Pay, I received an SMS notification about the purchase of GooGLE * SERVICES in the amount of 30 rubles. What is the purchase?

Tsya suma is held on to your rahunka, hold will be taken on the same day. Such a rank android program Pay checks that the card is active.

Can I pay for purchases for Android Pay support for internet access?

For a short-hour Internet connection, the payment is passed, for three-time - the payment is not passed.

Can you add a card for a birthday and pay for purchases for the help of Android Pay?

So, you can, just like in the year of Android Wear 2.0 OS and more and є NFC module. For whistleblower android Pay it is necessary to register the anniversary with the same public record as the smartphone, go to Andoid Pay on the anniversary and add the card to the Android Pay addendum on the smartphone.
At the same time, Android Pay works on the upcoming yearbook models:
LG Watch Sport
LG Watch Urbane 2nd Edition LTE
TAG Heuer Connected Modular 45
Huawei Watch 2
Check the list of current yearbook models on the Google website.

Android Pay - service contactless payment for help mobile phones, Google disaggregation. Vin allows you to pay for purchases to the terminal by phone at the best stores, as well as pay at the mobile addendums. Russia became the 11th country by launching Android Pay. The service will be available for holders of Visa and MasterCard cards.

Russia ordered payment service Android Pay, which allows you to pay for purchases for additional smartphones on the same basis. operating system.

Android Pay requires a smartphone or a tablet with an operating system Android system version 4.4 KitKat is better, and also supports NFC technologies. Tokenization technology is used to secure transactions: no data about the card, no data for the card is collected on the extension.

Mi Bachimo great growth in popularity for the opportunity to pay for the help of mobile outbuildings

"We are growing in popularity to pay for additional mobile devices," Dmitro Kuznetsov, Google's director of marketing in Russia, said at the presentation of the service. Google points out that in two years, all terminals in Russia will be equipped with a contactless payment function. The company is inspired by the optimism about the prospects for the service, and for this reason, 66% of people win smartphones for making purchases.

“The Android Pay service works on a whim, when payments are accepted by contactless cards Visa," said Kateryna Petelina, General Director of Visa in Russia. For Visa assessment, mostly contactless technology pay at grocery stores (69%), supermarkets and hypermarkets (53%), clothing stores (51%), pharmacies (50%) and gas stations (38%). For its part, for MasterCard, Russia has become the fifth country in Europe, which allows you to add your bank cards to the Android Pay service. With whom you can pay Android Pay from a linked MasterCard in 96 countries.

Clients of 14 banks can get their cards in Android Pay: Oschadbank, Alf-bank, VTB 24, Promzv'yazokbank, Binbank Digital, Binbank, Russian Standard, Roslgospbank, Raiffeisenbank, Rocketbank, Vidkrittya, Ak Barsu Tinkoff, MTS Bank and Yandex.Money service.

Banks are already expecting a positive confirmation of the work with payment services via phone

Banks already may have a positive message about the work with the services of payment via phone - service for the iPhone under the name Apple Pay Samsung Pay, appointments for single phones. Zokrema, for the tribute to Oschadbank, Apple Pay and Samsung Pay move the conversion rate by 10 vp, up to 90% from the average value of 80%.

« 13.9 million Oschadbank customers visit Oschadbank Online (SBOL) mobile apps, smart phones with Android operating system. At the moment, 30% of clients, like vikoristovuyut addition of ZBOL on Apple smartphonesі Samsung required technical configuration (NFC-chip, rest version operating system), connected to Apple Pay and Samsung Pay. Go about 1 million people. At one time, 13 million transactions were made by our clients,” Svitlana Kirsanova, senior director of the Retail Business block, told Oschadbank.

At the time of payment by phone, 70% of POS-terminals to Oschadbank will be increased, and by the end of the year, the bank plans to bring this indicator to 100%. Descho gave money to B&N Bank (which is not surprising for the improvement of retail in hoarded funds), for which the entire network of POS-terminals (more than 22 thousand outbuildings) has already been set up to accept Android Pay.

Passed autumn with Apple Pay and Samsung works and Alfa-bank. Starting Android pay bank vigadav dodatkovu option. “For additional security and security, we offer our customers a unique functionality - with the Alfa-Mobile mobile add-on, you can block a plastic card at the time of spending theft, while deactivating Android Pay. In this way, the client will not be left without money, it will be like the very plastic of the injections,” Volodymyr Urbansky, a clerk of the Electronic Business block of Alfa-Bank, comments.

For its own sake, Rocketbank introduces a promising technology itself, which allows you to pay for purchases for an auxiliary phone, without being foolish. The bank does not rob a bet on a specific platform, but “believes in the technology in a flash”. “Half of the people use Rocketbank on iOS, and half of them use Apple Pay to pay. Samsung Pay applies exclusively to Samsung phones, and not to the Android platform. For our tribute, the third of the Vlasniks Samsung phones win this function”, - Anton Bondarev, director of products at Rocketbank.

In "Yandex" they point to those that, using the additional service "Yandex.Kasi", companies can manage to accept payments via Android Pay in mobile add-ons. For any online store or service, payment via Android Pay looks like a typical purchase from a bank card.

Russia began to practice on May 23, 2017. The very hour of recognition, like cards spivpratsyuvatimut іz addendum.

More often than not, the cards of American banks, even if the USA is a country, de service have opened their work. In addition, the program will work with bank cards of the Received Kingdom, Ireland, Singapore, Japan, Poland and a number of other countries.

In Russia, Android Pay supports Visa and Master Card payment systems.

What is the value of our country, then if the service is launched in Russia, and Google has found partner sites, you can add cards payment system Master Card and Visa. And now it’s possible to add “Svit” to us, so representatives of these organizations acknowledge us that they have already voiced about the possible implementation of Android Pay.